PREC · ON · AB · BC · NS · MB
Personal Real Estate
Corporation,
built for realtors.
A Personal Real Estate Corporation (PREC) lets a licensed real estate agent or broker have their commissions paid to a corporation instead of directly to them — deferring tax, splitting income with family, and building long-term wealth from earnings you’d otherwise take home in full. We incorporate PRECs for realtors in Ontario, Alberta, British Columbia, Nova Scotia and Manitoba, and handle the paperwork your brokerage will ask for.
- PREC-compliant articles
- NUANS search included
- Brokerage agreement guidance
A corporation built around your real estate license — not a shortcut around it.
Unlike incorporating a typical small business, a PREC has to satisfy real estate regulator rules on top of the standard corporate ones: it can only earn income from the licensee’s own trading activity, it can’t itself trade in real estate as a brokerage, and its ownership structure is tightly constrained. Getting the share structure and naming wrong is the most common (and most expensive) mistake we see — which is why every PREC we file is reviewed for regulatory compliance before submission, not just corporate-law compliance.
Sole controlling shareholder
Non-voting family shares
A spouse, parent or adult child can hold non-voting, non-equity shares, enabling dividend-based income splitting where rules permit.
Regulator registration
The corporation must be registered with your provincial real estate regulator and named according to its specific naming conventions.
Updated brokerage agreement
Your brokerage must execute a new agreement directing your commission income to the PREC instead of to you personally.
From a name to a certificate, in four steps.
Choose a Name
Submit your proposed name and any alternatives.
Prepare Documents
We Submit
Receive Documents
Get your certificate in a few hours — officially incorporated.
The financial case for a PREC, beyond the tax slogan.
“Save on taxes” undersells what a PREC actually does. The real value is control over timing: a corporation lets a top-producing agent smooth a lumpy, commission-driven income across good years and slow ones, rather than being taxed on the full amount the moment it lands.
Tax deferral on retained earnings
Income splitting with family
Dividends paid to family members holding non-voting shares can spread income across the household, subject to TOSI and provincial rules.
A vehicle for reinvestment
Surplus commission income can fund investments, a holding company, or retirement savings inside a lower-taxed corporate structure.
Continuity and credibility
A PREC formalizes your practice as a business — useful when applying for financing, planning a team, or preparing to eventually wind down.
A registered paralegal firm your brokerage will recognize.
Incorporation Registry is a registered paralegal firm and authorized registry agent, licensed to prepare and review corporate filings and to submit them directly to provincial registries. Every PREC we incorporate is checked against both corporate law and the naming/ownership rules your provincial real estate regulator enforces, before it’s ever filed.
01
Registered Paralegal Firm
Licensed to prepare and review corporate filings within our defined scope of practice.
02
Authorized Registry Agent
Approved to submit incorporation filings directly to provincial corporate registries.
03
Real estate filing experience
We’ve incorporated PRECs for agents and brokers in Ontario, Alberta, BC, Nova Scotia and Manitoba.
04
Confidential by default
Client and brokerage information is handled under strict confidentiality and retention policies.
Trusted by real estate professionals across Canada.
on Google · 28,000+ filings
“The team was with me every step, guiding me on every detail and suggesting the best route for my business. Excellent service.”
David Gillan
VERIFIED · 8 MONTHS AGO
“A fantastic experience incorporating my business. The process was smooth, fast and transparent from start to finish.”
Jordan Calderon
VERIFIED · 10 MONTHS AGO
“Great service! Very professional staff. They explained everything well and made the whole process effortless.”
Jinal
VERIFIED · 8 MONTHS AGO
Personal Real Estate Corporations, explained.
How quickly can you incorporate my company?
For most federal and provincial incorporations we can complete filing in as little as one business hour. Once the registry confirms, your official documents are emailed to you within hours of submission.
May I register my business name prior to incorporation?
Yes. We recommend running a free NUANS name search first to confirm availability and reserve your preferred name. This protects your brand and prevents delays once the incorporation is filed.
Do I incorporate federally or provincially?
What types of businesses can be incorporated?
We incorporate standard for-profit corporations, professional corporations, holding companies, and non-profit organizations — federally or in any Canadian province or territory.
Can I update my corporation details after it’s registered?
Absolutely. You can update directors, registered address, share structure and more by filing amendments at any time. Our Corporate Maintenance service handles these ongoing filings for you.
Set up your PREC,
Today.
Incorporate quickly and securely with Canada’s trusted filing partner. Documents in hand in hours, not weeks.